Free seller tool
Seller fee calculator
Put in one price and see what Etsy, Gumroad, Payhip, Stripe and PayPal leave you, side by side.
| Platform | Fees | You keep |
|---|---|---|
| Stripe Your own checkout, US card | $0.88 (4.4%) | $19.12 |
| Payhip Pro $99 a month, Stripe | $0.88 (4.4%) | $19.12 |
| PayPal PayPal Checkout, US buyer | $1.19 (6%) | $18.81 |
| Payhip Plus $29 a month, Stripe | $1.28 (6.4%) | $18.72 |
| Payhip Free No monthly fee, Stripe | $1.88 (9.4%) | $18.12 |
| Etsy No Offsite Ads, no shipping | $2.35 (11.8%) | $17.65 |
| Gumroad Direct sale, card | $3.38 (16.9%) | $16.62 |
| Etsy Sale from Offsite Ads (15%) | $5.35 (26.8%) | $14.65 |
| Gumroad Discover marketplace sale | $6.00 (30%) | $14.00 |
Per-sale fees only. Payhip Plus and Pro also cost $29 and $99 a month; Stripe and PayPal need your own checkout page.
The fee rules
How each platform charges
US rates for a digital product with no shipping. Each platform has its own calculator with every option.
| Platform | Per-sale fees | Monthly fee |
|---|---|---|
| Etsy | $0.20 listing + 6.5% transaction + 3% + $0.25 processing (+15% or 12% Offsite Ads) | None |
| Gumroad | 10% + $0.50 + 2.9% + $0.30 card processing, or 30% on Discover sales | None |
| Payhip | 5%, 2% or 0% by plan, plus Stripe or PayPal processing | $0, $29 or $99 |
| Stripe | 2.9% + 30¢ (+1.5% international, +1% conversion) | None |
| PayPal | 3.49% + $0.49 Checkout, 2.99% + $0.49 cards (+1.5% international) | None |
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